Listing Details: Minneapolis West Suburbs, Maple Grove, St. Michael and Albertville, Minnesota Real Estate Listings & Homes For Sale Provided by Steve Comstock

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Sold - 6464 64th Street NE

$74,900

Photo of 6464 64th Street NE, Albertville, MN, 55301.

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Address: 6464 64th Street NE	City/ST: Albertville, MN	Zip Code: 55301
Property Type: BANK OWNED	New or Resale: Resale	Square Footage: 1475
Bedrooms: 3	Bathrooms: 2	MLS# 3617102

Last Updated: 10/9/2009 12:57:30 PM

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Maple Grove Real Estate

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What famous American Lady has an arm length of 42 feet?
A	The Statue of Liberty
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Steve Comstock, REALTOR�, real estate agent and broker for Minneapolis West Suburbs, Maple Grove, St. Michael and Albertville, Minnesota home listings, property and land for sale - NUMBER1EXPERT

Steve Comstock
Arrow Real Estate Corp
11225 90th Ave N Suite 203
Maple Grove, MN 55369
612-454-1450
Fax: 952-843-5661
SteveComstock@NUMBER1EXPERT.com
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